Currently when an adjustment quote is created all rates and fees are carried over. This is great for rates but carrying fees over means that there is a premium applied without any change to the sums insured. This applies to fees charged on sums insured and discounts or loads given on a flat rate basis.

For Example: An original premium is calculated at £200 and a £300 Minimum net load is added making the total premium £500. When an adjustment quote is requested the £300 minimum net load is carried over making the adjustment  £300. I would not expect this load to be carried over to Adjustments as it is designed to increast the basic premium to a minimum amount not load each transaction.

Comments / suggestions on how this affects others and any solutions found would be most welcome.

Mark